How Do I Apply?

As you approach your 65th birthday, you may be wondering whether or not you need to enroll in Medicare. It’s important to understand that if you are already collecting Social Security due to retirement or disability, you will be automatically enrolled in Medicare Parts A and B when you become eligible, which is when you turn 65 or have been receiving Social Security Disability for 24 months.

However, if you are not collecting Social Security, then you will need to enroll. There are three main ways to enroll in Medicare: online, by phone, or in person. Each method has its own benefits and drawbacks, so it’s up to you to choose the option that works best for you.

Enrolling in Medicare online is quick and easy. Social Security offers an online application that can be completed in as little as 15 minutes from the comfort of your own home. Once you submit your application electronically, Social Security will process it and contact you by phone or mail if any further information is needed. Many people choose this option because it’s the quickest and most convenient.

If you prefer to enroll in Medicare by phone, you can call Social Security at 1-800-772-1213 and let the customer service representative know that you would like to apply. While the phone process is relatively quick, Social Security will mail you forms that you need to fill out and return, which can take a few weeks. This option is best if you have a month or two before the application is due.

Lastly, if you prefer to apply in person, you can visit your local Social Security office. If you’re not sure where the office is located, you can search for the closest one on their website. Once you arrive, a representative will walk you through the necessary steps to apply for Medicare. This option is best for those who prefer face-to-face interactions or need extra guidance through the enrollment process.